Commercial Insurance Services

Every day, you work hard to ensure that your business stays up and running. That’s why it’s important to make sure your commercial property is protected because accidents do happen on occasion, and the last thing you want to experience is being out of commission and under the wrong policy.

A business owner's policy provides general liability coverage and also pays for damage or loss of your building, equipment, and inventory.

Does your business rely on a fleet of vehicles to complete daily business operations? A commercial auto policy is more affordable and more better suited to cover the risks of a full fleet than individual auto policies.

Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by the company. “Property” can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers.

If something happens to one of your employees while on the job, you may be liable for medical costs or legal fees. Workers' compensation insurance covers your business in case of a worker-related accident.

Business liability insurance, helps cover: costs for property damage claims against your business, some medical expenses in the case that someone gets injured on your company site, and protects you against advertising injury claims against your business.

Farm and ranch insurance is a hybrid form of coverage meant to protect you both personally and commercially. Like a standard homeowners policy, farm insurance will cover your home, possessions and personal liability. Beyond that, it also includes coverage for your machinery and livestock (though not for your crops).